Week 4 · 2026
What the model says about week 4
Every FBS game on the slate, with a projected margin from opponent-adjusted ratings — and, where a line exists, how far that sits from the betting market.
The schedule feed is unavailable right now, so there is nothing to project. This fills back in on its own.
How this works
Ratings are opponent-adjusted from 2025 results and converted to a margin with a home-field term. Probabilities use a spread fitted on out-of-sample predictions, the same conversion used everywhere else on this site.
Games involving a team outside the FBS pool use the ratings engine's FCS constant rather than a real rating, and are excluded from the disagreement list — a large gap there reflects not knowing the opponent, not a genuine difference of opinion.
Lines come from ESPN's public feed and move through the week. Voluntary Takes is an independent fan site and takes no position on any wager.