Week 15 · 2026
What the model says about week 15
Every FBS game on the slate, with a projected margin from opponent-adjusted ratings — and, where a line exists, how far that sits from the betting market.
The full slate
1 games, in kickoff order.
Navyvs
ArmyNavy by 0.1 (50%)
How this works
Ratings are opponent-adjusted from 2026 results and converted to a margin with a home-field term. Probabilities use a spread fitted on out-of-sample predictions, the same conversion used everywhere else on this site.
Games involving a team outside the FBS pool use the ratings engine's FCS constant rather than a real rating, and are excluded from the disagreement list — a large gap there reflects not knowing the opponent, not a genuine difference of opinion.
Lines come from ESPN's public feed and move through the week. Voluntary Takes is an independent fan site and takes no position on any wager.