Week 13 · 2026
What the model says about week 13
Every FBS game on the slate, with a projected margin from opponent-adjusted ratings — and, where a line exists, how far that sits from the betting market.
Tennessee's game
#14 Tennesseeat
Vanderbilt
TBD
Tennessee by 5.4
Model
66%
To win
—
Market
Ranked teams this week
#16 Mississippi Stat
#9 Ole MissOle Miss by 5.3 (66%)
#19 USCat
#12 UCLAUCLA by 1.3 (54%)
Georgia Techat
#1 GeorgiaGeorgia by 19.4 (93%)
#2 Notre Dameat
SyracuseNotre Dame by 20.8 (94%)
Boston Collegeat
#3 MiamiMiami by 27.4 (98%)
Michiganat
#4 Ohio StateOhio State by 15.2 (88%)
Purdueat
#5 IndianaIndiana by 18.8 (93%)
Auburnat
#6 AlabamaAlabama by 16.3 (90%)
The full slate
69 games, in kickoff order.
Miami OHat
W MichiganW Michigan by 7.6 (72%)
Kent Stateat
E MichiganE Michigan by 5.7 (67%)
TCUat
#10 Texas TechTexas Tech by 11.7 (81%)
FAUat
East CarolinaEast Carolina by 6.6 (69%)
Templeat
MemphisMemphis by 11.3 (81%)
Tulaneat
South FloridaSouth Florida by 6.3 (69%)
#16 Mississippi Stat
#9 Ole MissOle Miss by 5.3 (66%)
Nebraskaat
#17 IowaIowa by 2.2 (57%)
Buffaloat
AkronBuffalo by 0.0 (50%)
Toledoat
OhioToledo by 0.4 (51%)
App Stateat
South AlabamaSouth Alabama by 5.1 (65%)
Floridaat
Florida StFlorida St by 0.7 (52%)
N Dakota Stat
San José StN Dakota St by 12.7 (84%)
#7 Texasat
Texas A&MTexas by 2.6 (58%)
Minnesotaat
WisconsinWisconsin by 8.1 (73%)
West Virginiaat
#11 UtahUtah by 18.1 (92%)
Georgia Techat
#1 GeorgiaGeorgia by 19.4 (93%)
#2 Notre Dameat
SyracuseNotre Dame by 20.8 (94%)
Boston Collegeat
#3 MiamiMiami by 27.4 (98%)
Purdueat
#5 IndianaIndiana by 18.8 (93%)
Auburnat
#6 AlabamaAlabama by 16.3 (90%)
Cincinnatiat
#8 BYUBYU by 12.8 (84%)
#19 USCat
#12 UCLAUCLA by 1.3 (54%)
Oklahomaat
#13 MissouriMissouri by 4.5 (63%)
#14 Tennesseeat
VanderbiltTennessee by 5.4 (66%)
Louisvilleat
#15 KentuckyKentucky by 1.4 (54%)
Kansasat
#18 Oklahoma StOklahoma St by 1.0 (53%)
Baylorat
#20 HoustonHouston by 7.2 (71%)
Dukeat
#21 Wake ForestWake Forest by 5.6 (67%)
#22 LSUat
ArkansasLSU by 10.1 (78%)
#24 SMUat
StanfordSMU by 8.3 (74%)
Illinoisat
#25 NorthwesternNorthwestern by 5.7 (67%)
South Carolinaat
ClemsonClemson by 0.0 (50%)
Arizona Stat
ArizonaArizona by 10.4 (79%)
UCFat
ColoradoUCF by 5.2 (65%)
Kansas Stat
Iowa StateIowa State by 2.9 (59%)
NC Stateat
North CarolinaNorth Carolina by 3.2 (60%)
Pittat
CaliforniaPitt by 7.1 (71%)
Virginiaat
Virginia TechVirginia Tech by 0.0 (50%)
Penn Stateat
MarylandPenn State by 6.0 (68%)
Washingtonat
OregonOregon by 13.1 (84%)
Michigan Stat
RutgersMichigan St by 1.7 (55%)
TBDat
Colorado StColorado St by 23.0 (96%)
TBDat
Fresno StFresno St by 32.0 (99%)
TBDat
Utah StateUtah State by 23.6 (97%)
TBDat
Washington StWashington St by 25.9 (98%)
UConnat
WyomingUConn by 7.0 (71%)
Tulsaat
UTSAUTSA by 8.1 (73%)
Armyat
RiceArmy by 5.3 (66%)
Navyat
CharlotteNavy by 15.3 (88%)
UABat
North TexasNorth Texas by 17.3 (91%)
UTEPat
N IllinoisN Illinois by 1.6 (55%)
Coastalat
James MadisonJames Madison by 18.3 (92%)
Louisiana Techat
GA SouthernGA Southern by 0.8 (53%)
Louisianaat
Georgia StGeorgia St by 3.6 (61%)
Marshallat
UL MonroeMarshall by 3.1 (60%)
Southern Missat
Old DominionOld Dominion by 7.5 (72%)
Michiganat
#4 Ohio StateOhio State by 15.2 (88%)
C Michiganat
Ball StateC Michigan by 4.1 (62%)
UMassat
Bowling GreenBowling Green by 2.7 (58%)
Kennesaw Stat
Western KYKennesaw St by 0.9 (53%)
Libertyat
Missouri StLiberty by 8.5 (74%)
Sam Houstonat
FIUFIU by 9.7 (77%)
New Mexico Stat
MTSUNew Mexico St by 0.4 (51%)
Troyat
Arkansas StArkansas St by 0.6 (52%)
Jax Stateat
DelawareJax State by 2.4 (57%)
Air Forceat
New MexicoNew Mexico by 10.2 (78%)
Nevadaat
UNLVUNLV by 11.2 (81%)
Sacramento Stat
Hawai'iHawai'i by 10.3 (79%)
How this works
Ratings are opponent-adjusted from 2026 results and converted to a margin with a home-field term. Probabilities use a spread fitted on out-of-sample predictions, the same conversion used everywhere else on this site.
Games involving a team outside the FBS pool use the ratings engine's FCS constant rather than a real rating, and are excluded from the disagreement list — a large gap there reflects not knowing the opponent, not a genuine difference of opinion.
Lines come from ESPN's public feed and move through the week. Voluntary Takes is an independent fan site and takes no position on any wager.